Referatai, kursiniai, diplominiai

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Apie Kinijos svarbą ir vaidmenį visame pasaulyje.
Anglų kalba  Rašiniai   (1 psl., 9,5 kB)
Introduction Companies that earn a profit can do one of three things: pay that profit out to shareholders, reinvest it in the business through expansion, debt reduction or share repurchases, or both. When a portion of the profit is paid out to shareholders, the payment is known as a dividend.(http://beginnersinvest.about.com/od/dividendsdrips1/a/aa040904.htm) In English Wikipedia is written that dividends are payments made by a corporation to its shareholder members. It is the portion of corporate profits paid out to stockholders. (http://en.wikipedia.org/wiki/Dividend) Then you want to make a financial decision, you have to look at dividend policy and what rise it will make to ceiling‘s stock‘s value, and, how it will suit shareholders needs. A company's dividend policy is the company's usual practice when deciding how big a dividend payment to make. Dividend policy may be explicitly stated, or investors may infer it from the dividend payments a company has made in the past. If a company states a dividend policy it usually takes the form of a target pay-out ratio. If a company has not stated a dividend policy then investors will infer it. (http://moneyterms.co.uk/dividend-policy/). Work purpose: In this work we will try to look over what is dividend, dividends types and dividend policy. Work tasks: • Understand what is dividend and find out dividends types; • Find out what are dividend paying methods; • Find out what is dividend policy and find out its types; • Establish basic dividend policy theoretical propositions, their differences; • Look over what dividend policy types are used in practical. . 2. Types of dividends "Money For Nothing" is not only the title of a song by Dire Straits in the '80s, but also the feeling many investors get when they receive a dividend. All you have to do is buy shares in the right company and you'll receive some of its earnings. ( http://www.investopedia.com/articles/stocks/07/dividend_implications.asp ). Dividends can be payed in cash or stock. 2.1. Cash In the majority of cases dividends are issued on a cash basis. For example, if a shareholder holds 1,000 shares and the per share dividend is $1, the investor will receive a check for $1,000 (http://www.mysmp.com/fundamental-analysis/dividends.html). In Investopedia is written that a cash dividend is a payment made by a company out of its earnings to investors in the form of cash (check or electronic transfer). This transfers economic value from the company to the shareholders instead of the company using the money for operations. Cash dividends is that receivers of cash dividends must pay tax on the value of the distribution, lowering its final value. Cash dividends are beneficial, however, in that they provide shareholders with regular income on their investment along with exposure to capital appreciation. (http://www.investopedia.com/ask/answers/05/stockcashdividend.asp). English Wikipedia gives such a definicion of cash dividends : are those paid out in the form of a check. Such dividends are a form of investment income and are usually taxable to the recipient in the year they are paid. This is the most common method of sharing corporate profits with the shareholders of the company. For each share owned, a declared amount of money is distributed. Thus, if a person owns 100 shares and the cash dividend is $0.50 per share, the person will be issued a check for 50 dollars. (http://en.wikipedia.org/wiki/Dividend).
Ekonomika  Referatai   (28,85 kB)
I have a computer as well. I need my computer for doing my homework or just for spending my free time. I use programs such us Microsoft Word, Excel, Win amp, Nero and so on. I spend few hours a day working on a computer. But sometimes (if I have a lot of to do) I spend almost all day working on a computer. If I have free time, sometimes I spend it playing computer games. But it isn’t very often. My favorite computer games are the following: X, X, X and others. It is interesting question about advantages and disadvantages of having a computer at home or at school. The main disadvantage of computers is that staring at a screen for long periods of time can be damaging to eyes, and sitting on a chair for hours at a time is certainly not healthy. Secondly, computers distract from social interactions such as conversation. Also, people can be inclined to become anti-social and stay at home in front of their computers for ages. Finally, the most persuasive argument against the using computers is that more and more are done by computers and less are done by people. That means that not only unemployment is increasing, but people become lazier not even to do anything, but to think as well. However, the advantages of computers are numerous, such us undeniable educational benefits, especially for children. School subjects become more interesting when they are presented on a computer screen. Moreover, computers can be fun with a seemingly endless variety of games which can be played on computers. In addition, computers are valuable to any business, making life easier and saving time by being capable of storing and retrieving vast amounts of information at the touch of button. Furthermore, personal can see as the using of computers increases powers of concentration. To sum it up, I must say that computer is a thing, which helps us to do our life much easier. So it means that we shouldn’t make it more important than our life or friends.
The second and third had been patiently occupied upon a subject which he had recently made his hobby- the music of the Middle Ages. But when, for the fourth time, after pushing back our chairs from breakfast we saw the greasy, heavy brown swirl still drifting past us and condensing in oily drops upon the window-panes, my comrade's impatient and active nature could endure this drab existence no longer. He paced restlessly about our sitting-room in a fever of suppressed energy, biting his nails, tapping the furniture, and chafing against inaction. "Nothing of interest in the paper, Watson?" he said. I was aware that by anything of interest, Holmes meant anything of criminal interest. There was the news of a revolution, of a possible war, and of an impending change of government; but these did not come within the horizon of my companion. I could see nothing recorded in the shape of crime which was not commonplace and futile. Holmes groaned and resumed his restless meanderings. "The London criminal is certainly a dull fellow," said he in the querulous voice of the sportsman whose game has failed him. "Look out of this window, Watson. See how the figures loom up, are dimly seen, and then blend once more into the cloud-bank. The thief or the murderer could roam London on such a day as the tiger does the jungle, unseen until he pounces, and then evident only to his victim." "There have," said I, "been numerous petty thefts." Holmes snorted his contempt. "This great and sombre stage is set for something more worthy than that," said he. "It is fortunate for this community that I am not a criminal." "It is, indeed!" said I heartily. "Suppose that I were Brooks or Woodhouse, or any of the fifty men who have good reason for taking my life, how long could I survive against my own pursuit? A summons, a bogus appointment, and all would be over. It is well they don't have days of fog in the Latin countries- the countries of assassination. By Jove! here comes something at last to break our dead monotony." It was the maid with a telegram. Holmes tore it open and burst out laughing. "Well, well! What next?" said he. "Brother Mycroft is coming round." "Why not?" I asked. "Why not? It is as if you met a tram-car coming down a country lane. Mycroft has his rails and he runs on them. His Pall Mall lodgings, the Diogenes Club, Whitehall- that is his cycle. Once, and only once, he has been here. What upheaval can possibly have derailed him?" "Does he not explain?" Holmes handed me his brother's telegram. - Must see you over Cadogan West. Coming at once. MYCROFT. - "Cadogan West? I have heard the name." "It recalls nothing to my mind. But that Mycroft should break out in this erratic fashion! A planet might as well leave its orbit. By the way, do you know what Mycroft is?"
When you get a phone call and other party says ‘’hello’’, often you recognize the voice. Visual impressions, tastes, and smells are also coded in LM. If encoding is proper, in the case we need that information most probably we will be able to use it. 2. Storage. Some information is almost certainly lost from storage, particularly when there is a disruption of the processes that consolidate new memories. The biological locus of consolidation includes the hippocampus and amygdala, brain structures located below the cerebral cortex. Direct evidence of storage loss comes from people who receive electroconvulsive therapy to alleviate severe depresion. In such cases, the patient loses some memory for events that occurred in the months prior to shock, but not for earlier events. These memory losses are unlikely to be due to retrieval failures, because if the shock disrupted retrieval then all memories should be affected,not just the recent ones. 3. Retrieval. Many cases of forgetting from LM result from a loss of access to the information rather than from a loss of the information itself. That is, poor memory often reflects a retrieval failure rather than a storage failure. Trying to retrieve an item from LM is like trying to find a book in a large library. Failure to find the book doesn’t necessarily mean it is not there; you may be looking in the wrong place, or it may simply be misfiled and therefore inaccessible. There are a lot of evidence for retrieval failures. For example, you cannot recall a specific name or date during the exam, and you remember it just after the exam. Another example is ‘’tip-of-the-tongue’’experience in which a particular word lies tantalizingly outside our ability to recall it. We may feel quite tormented until a search of memory finally retrieves the correct word. The better the retrieval cues, the better our memory. Retrieval failures are less likely to happen when the items are organized during encoding and when the context at retrieval is similar to that at encoding. Retrieval processes can also be disrupted by emotional factors. Among the factors that can impair retrieval, the most important is interference. The essence of it: if we associate different items with the same cue, when we retrieve one of the items, the other items may become active and intefere with our recovery of the target. For example, if your friend Dan moves and you finally learn his new phone number, you will find it difficult to retrieve the old number. They interfere.
Anglų kalba  Konspektai   (5,37 kB)
Short-term memory
2009-12-22
SM is a intermediary (tarpininkas) storage between SeM and LM. One of its functions is in some way to process information and transmit it for further processing and storage. For this first of all is used encoding. Acoustic encoding is very common in SM and for a long time psychologists thought that was the only method of encoding. Evidence of its importance is documented by that show, for example, the letters T and C are more likely to be confused in SM than C and O, even when they are presented visually.Such results suggest that subjects are recoding the visual symbols to acoustic representations, thus explaining why the similar-sounding C and T are more easily confuced than the different-sounding C and O. There is ample evidence of visual and especially semantic encoding in SM as well. One of the most important aspects of SM is its limited capacity. It is 7 ± 2 elements for a wide variety of materials. There is a tremenduous amount of variation of what can be put into each of those seven bits. For example, we can hold seven numbers in our SM, but also7 words, 7 pictures, or sometimes even 7 sentences. In fact, the bits may be made considerably larger through the processes of chunking, by which we combine pieces of information together to allow them to take up less space in working memory. Another important process that occurs in SM is rehearsal, the temporary activation or recycling or information through memory. Rehearsal may be maintenance (holds information in SM long enough for it to be acted upon in some way) or elaborative (nuodugnus) rehearsal (helps transfer information to LM). Elaborative rehearsal relates information to other concepts already in LM and and develops new asociations between these concepts. The explanations offered for forgetting from SM generally cluster around two general phenomena. On the one hand forgetting is said to occur due to decay of the memory trace over time. The other class of explanations uses the consept of interference. Material is forgotten because other material that is similar is some way interferes by replacing or distorting it. Interference may be retroactive, which means it occurs after original leaning. And proactive, when interfering material comes first and hinder the learning of something else later. We use SM when we are thinking about something at the moment, solving problems (in this case information is retrieved from LM to SM). SM plays a role in understanding language. Findings suggest that we have a special memory system for processing language. A patient who has a defective memory span but normal language understanding has an impaired SM but an intact language memory. The special memory for language seems limited to relatively simple sentences. Once sentences become complex SM is brought in for help. When it come sto higher-level language processes like following a conversation or reading a text, SM appears to play a crucial role. When reading for understanding, often we must consciously relate new sentences to some prior material in the text.
In our world are a lot of animals. Some of them live their usual life. Others are threatened of extinction. They live only in theirs specific areas. Some of them are just on extinction, but there are a lot of which number of population is really small. Animals which are on extinction are the following: stoats (šermuonėlis), seals (ruonis), white hares (baltasis kiškis), black storks and grass snakes. They are threatening of extinction because of some reasons. First and the most important reason is that these animals haven’t got fitted to them residence. They live in uninhabitable areas. They haven’t got specific food, and they can’t adapt to alterable living conditions. Second reason why there are endangered animals is that man's mastery over his environment is really huge. First here are a lot of factories and companies which are polluting air and water. Second there are cutting down forests on a mass scale. One more human’s harm is that hunters are hunting some animals for their fur, skin or bones. Animals are vanishing apace, and if we don’t take measures animals will disappear and it is unstoppable. So what should we done? First I think we have to try to reduce air and water pollution. We have to try to live cleanly. We ought to stop littering and using chemicals. Second way how to protect these vanishing animals is to transpose them to the zoo or into their specific and fitted areas. In these areas they can live their normal lives. To sum up I want to say that all of us have to understand that if these animals will disappear we can’t restore them.
Anglų kalba  Rašiniai   (3,04 kB)
American people
2009-12-22
And they wanted nothing back. Later we hitched a ride to Salinas with a truck driver. He was also worried about our safety and tried over his CB radio to fix us up with a ride with another trucker from Salinas to San Francisco. When he could not, he told us, “I do not want to leave you on the street, so I will take you up myself to make sure you get there safely.” And then he drove us to San Francisco and dropped us off on Market Street where we were going to stay. And he didin’t want anything back. He would not let pay him. That trip was a highlight of my stay in America. Richard Ingrams, a reporter for the Illustrated London News, enjoyed a memorable encounter with a street beggar near Watington: On our way down the hill from Monticello, Alexander remarked on another curios fact about Americans: “If you look at them, they always smile. I find that rather disconcerting.” Personally, I said I found it rather nice, and a pleasant change from the dour and suspicious looks one gets from one’s fellow countrymen. In fact what is nice about America is not the scenery or the skyscrapers…. It is the smiling, open attitude of the American people. On my last morning in Georgetown I found myself confronted in the main street by a large, beaming, bearded man. “Good morning, sir,” he cried. “I’m a bum! Would you give me some money?” No cringing. No pretence about cups of tea. A frank, straightforward approach to the situation. I immediately fished in my pocket for all available change – something I would never do in England – and decided I would probably be back quite soon. From “Stars and Gripes,” in the Illustrated London News, September 1987 The Violent American “The best thing about Americans their violence-oriented country is the fact the Atlantic is between us,” insist a retired British journalist. “American foreign policy pervers the advance of humanity and culture by creating a weapon-oriented life for all of us.” One aspect of American behavior which provokes numerous hostile comments from foreign observers is what they perceive as our tendency toward aggressive and violent actions. Dr. Hugo Molteni, a Buenos Aires physician, has never visited America but draws his conclusions from the newspapers, films, and television shows he has watched: The information I have about the U.S. demonstrates that they are a people who are clearly aggressive. For example, in all the movies I see, violence predominates. The there are the television series, police stories, crimes, assassination, drug deals. I think they have commercialized individual passition. The people of the United States have a wartime mentality. Quoted in Dallas Morning News, July 6, 1986  The Russian comic Yakov Smirnoff has found in America’s criminal violence a rich source for witticisms: Police departaments, like those in the United States, are created to protect you and keep you safe. As a matter of fact, thanks to them, Americans have many wonderful things we never had in the Soviet Union. Like warning shots. I think they’re great. In Russia the police don’t shoot up in the air. They shoot you!… and that’s the warning for the next guy. From America on Six Rubles a Day American Provincialism Christina Ruffini had complaint about the Americans she met during her stay in Southern California: Many Americans are much too provincial. They have no sense of what my Italy is like. I have had Americans ask me if we have freeways in Italy. This is crazy! I think this ignorance of a world beyond their borders is a big problem for many Americans. From an interview with the author, June 17, 1988  Anita Mandrekar, who lives in Bombay, alsofound the ignorance ofmost Americans regarding her native India appalling on her recent trip to the United States. Americans are generally ignorant on international matters. People there do not know much of the world outside. Even upper income groups still think that we in India live in jungles and have wild animals and snakes crawling all over. From a letter to the author, dated August 7, 1988 Literature: James C. Simmons “AMERICANS. The view from abroad” Harmony books New York 1990
Anglų kalba  Referatai   (5,83 kB)
William Shakespeare was born to John Shakespeare and mother Mary Arden some time in late April 1564 in Stratford-upon-Avon. There is no record of his birth, but his baptism was recorded by the church, thus his birthday is assumed to be the 23 of April. His father was a prominent and prosperous alderman in the town of Stratford-upon-Avon, and was later granted a coat of arms by the College of Heralds. All that is known of Shakespeare's youth is that he presumably attended the Stratford Grammar School, and did not proceed to Oxford or Cambridge.
Anglų kalba  Pagalbinė medžiaga   (1 psl., 3,82 kB)
Basketball
2009-07-09
Basketball appeared in Plunge in 1964. The first group of basketball players didn’t achieve any great victories. But still they were the foundators of basketball in our town. The leaders of the team in that time were Salys, Vosylius, Kiudulas and Leliūga. Salys had a good opportunity to join the national basketball team. The next generation of players had much more success. They had won the second place of the LKL championship for several times. From the very beginning their trainer was G.Glikmanas ant the second trainer was Augenijus Jurgutis.
Anglų kalba  Referatai   (2,16 kB)
Body language
2009-07-09
Believe it or not, we speak to the world without saying a word through non-verbal communication. Almost every facet (aspect) of our personality is revealed (atskleisti) through our appearance, body language, gestures, facials expressions, demeanor (maniera), posture and movements. In our professional and personal lives, we’d like to think we could make friends and influence people if we verbally articulate our message with optimism, enthusiasm, charisma, poise (ramybe) and charm (zavumas).
Anglų kalba  Namų darbai   (1,82 kB)
One student even has a snake. Internet survey showed that more than a half of questioned people have pets. And our survey showed that only 30% of students have pets and only 10% wants to have pet in the future. Cats are more common with girls than boys and even 60% of students don’t have pets. At present only 5% of students have more than one pet and only three students have two dogs.
Anglų kalba  Namų darbai   (0,67 kB)
SIngapore
2009-07-09
Singapore founded as a British trading colony in 1819, Singapore joined Malaysia in 1963, but withdrew two years later and became independent. It subsequently became one of the world's most prosperous countries, with strong international trading links (its port is one of the world's busiest) and with per capita GDP equal to that of the leading nations of Western Europe. Singapore is a city-country, locating in the south of Malaya.
Geografija  Namų darbai   (6,35 kB)
Notions of language
2009-07-09
A language is a system, used for communication, comprising a finite set of arbitrary symbols and a set of rules (or grammar) by which the manipulation of these symbols is governed. These symbols can be combined productively to convey new information, distinguishing languages from other forms of communication. The word language (without an article) can also refer to the use of such systems as a phenomenon.
Anglų kalba  Referatai   (4,57 kB)
Crime
2009-07-09
Today’s teenagers have many drugs in their bodies crack, cocaine and many deadly weapons in their hands. Guns in the guns of teenagers and violence on TV and in films may be problems, but they are not the only ones. Children spend too much time hanging out. The positively example of family, shool, religion have grown weak and ineffective. Young single mothers are unprepared for child rearing… Many boys do not have the example to a strong positive male model.
Anglų kalba  Konspektai   (3,34 kB)
Crime in Lithuania
2009-07-09
Nowadays crime is very associated with our modern world. Unfortunately, it’s not as safe as we would like to be so we must do everything we can in order to improve our own safety. Crime is a very serious problem in nowadays Lithuania. The criminal situation in my country is much worse than in other western European countries. It’s quite difficult to feel safe late at night or even in the evening in the streets as you can simply be mugged. Much more dangerous can be walking in the streets alone also in the evening, so people are advised to go by cars instead of walking alone and not to have a lot of expensive things such as mobile phones, cameras, watches, huge amounts of cash or other valuable things which might catch the offenders eye.
Anglų kalba  Rašiniai   (2,05 kB)
About Forbo
2009-07-09
Forbo is a global company, which employs some 5,800 people worldwide. Forbo has leading market positions with its attractive product portfolio and brand names of global reputation. Forbo strives to expand and further its existing product range and encourage innovation. The Forbo Group attaches great importance to quality assurance, quality enhancement and environmental compatibility.
While moving heat via machinery to provide air conditioning is a relatively modern invention, the cooling of buildings is not. The ancient Romans were known to circulate aqueduct water through the walls of certain houses to cool them. As this sort of water usage was expensive, generally only the wealthy could afford such a luxury. In 1820, British scientist and inventor Michael Faraday discovered that compressing and liquefying ammonia, a powerful irritant, could chill air when the liquefied ammonia was allowed to evaporate.
Anglų kalba  Referatai   (2,21 kB)
Quantifiers - Some rules of thumb on the use of little, a little, few and a few. LITTLE : only used with UNCOUNTABLE nouns, synonym for hardly any, not much e.g. Look at the sky, there is little hope for bright and sunny weather tomorrow. A LITTLE:only used with UNCOUNTABLE nouns, synonym for a small amount, some e.g. Is there ? The weather forecast says there is still a little hope.
Anglų kalba  Konspektai   (4,12 kB)
Italian Migration
2009-07-09
Italy is a country with a long history of emigration and a very short experience ofimmigration. Mass emigration started with Italian unification: during the period 1861- 1976 over 26 million people emigrated, half of them towards other European countries,the rest towards North and South America.
Geografija  Kursiniai darbai   (4,89 kB)
Namų darbas iš knygos "Upstream intermediate", gavau 10 (labai turtingas žodynas ir puikios konstrukcijos). The aim of this article is to resolve a question of improving our college’s snack bar, which will be changed to a modern self-service cafeteria. I have some ideas that might be useful. When we talk of cafeteria we firstly think of the food, which will be included on the menu.
Anglų kalba  Rašiniai   (1,17 kB)
Žmogus + kompiuteris... Prezentacija. Man-Computer relationship [presentation]: Will computers be able to make decisions for us? Maybe my presentation will help with the answer. 1: Man-computer relationship is a fast-growing field that draws upon several branches of social and information science, as well as medicine, computer science, and electrical engineering.
Anglų kalba  Namų darbai   (1,73 kB)
Essay
2009-07-09
Is life better for today’s young people than it was for their parents?
Anglų kalba  Namų darbai   (0,91 kB)
Įvairių stilių laiškai. Computers play an important role in the lives of most of us today, whether we realize it or not. Some people, however, are beginning to ask if we really need them. In my opinion, computers have become a necessary part of modern life.
Anglų kalba  Konspektai   (0,9 kB)
Už šį monologą gavau 9, sakįė labai geras turinys. I am going to speak about clothes. I really think that clothes are very important in our life and it has always been so. The statement that you can tell much about people from their clothes is true. When you meet a person you always judge about him from his clothes. For example, if a person is neatly dressed and wears clean clothes most probably he is tidy and diligent.
Mass media
2009-06-16
Means of communication are such as print, radio, TV. The mass media are defined as large-scale organizations which use one or more of these technologies to communicate with large numbers of people (‘mass communications’). The mass media has two important sociological characteristics: first, very few people can communicate to a great number; and, second, the audience has no effective way of answering back. Mass communication is by definition a one-way process. Media organizations are bureaucratic and corporate in nature.
Anglų kalba  Rašiniai   (1 psl., 3,02 kB)
Story
2009-02-05
That day, my life changed forever. Sue thought so when she had fallen into a deep hole and broken her leg. She thought she would die. Sue, a professional snowboarder, came to a skiing resort like every year.
Anglų kalba  Rašiniai   (1 psl., 2,76 kB)
Anglų k. rašinėlis ("Argumentative essay (for and against)" tipo) tema "The school-leaving age should be raised to 21".
Anglų kalba  Rašiniai   (1 psl., 7,62 kB)
Kalbėjimas tema "Can we really lear to be happy". Turėtų ypač praversti žmonėms, kurie mokosi iš vadovėlio "Matrix. Upper-intermediate", nes tai kalbėjimo tema iš Unit 2.
Anglų kalba  Namų darbai   (1 psl., 3,32 kB)
Topic about reading
2008-11-06
Pagalba ruošiantis anglų kalbos egzamino kalbėjimo daliai.
Lietuvių kalba  Pagalbinė medžiaga   (2 psl., 44,81 kB)